Tuesday, April 17, 2012
Lending News Update: Loans for your Taxes
Lending News Update: Loans for your Taxes: Ah, wouldn’t it be great if there were no 16 th Amendment? There would be no federal income taxes, mid-April would just be a normal time ...
Loans for your Taxes
Ah, wouldn’t it be great if
there were no 16th Amendment?
There would be no federal income taxes, mid-April would just be a normal time
of year and we wouldn’t have the IRS breathing down our backs if we missed a
payment. That would be great, but that’s not the way it is right now.
As we near the tax deadline,
it is a good time to think about what your immediate financial future will look
like. Sure, some of us will get a refund, but many will not. Thus, some people
will end up owing money to the IRS. If you have the money to pay
your taxes, that is great! However, if you do not have the money to pay your
taxes on time, the IRS can become an unwelcome guest in your life very quickly.
According to the IRS, they
will assess penalties for late payments. This may be expected, as just about
any other type of bill that you could pay would come with such provisions. If
you also fail to file your taxes on time, the combination of penalties for
paying late and filing late could be as high as 25 percent of the amount that
you owe. So, if you owe $5,000, you
could end up owing $1,250 in penalties in addition to that amount.
If things get out of control,
you could end up having to deal with this matter in court. That will virtually
require you to pay fees to a lawyer – unless you are feeling very lucky. Also,
there have been cases where those who battled the IRS have ended up in prison –
an unlikely scenario, but it is still possible.
So, what can you do to pay your taxes if you cannot afford them?
Consider a Car Title Loan
The answer to your tax
problems may be sitting in your garage, driveway or wherever else you park your
vehicle. You may be able to get a car title loan.
A car title loan may also be
called a title loan, pink slip loan or u-drive loan. It is a loan that is based
on the value of your vehicle.
To get a car title loan, you
can visit a car title lender. The lender will assess the value of your vehicle
and may offer you a loan based on it’s value. The loan will typically be for a
percentage of the vehicle’s value. At Car Cash Loans, they may offer you a loan
of up to 50 percent of your vehicle’s value and may go higher in special cases.
You will typically be able to
keep your vehicle when working with a title lender. The lender will generally
want to take temporary possession of the vehicle’s title, not the actual
vehicle. The title will act as collateral for the loan.
At Car Cash Loans,
you’ll never even have to go through a credit check. So, if you have
credit problems, you don’t have to let this affect paying your taxes. You’ll
typically just have to show your vehicle’s title and meet a few other
requirements to be on your way to getting a loan.
Should I Use a Car Title Loan For My Taxes?
It may not be fair, but Uncle
Sam will probably be all over you if you ignore paying your taxes. This is one
uncle that you probably don’t want to ever show up at your home.
To avoid having the IRS in
your life any more than it already is, consider getting a car title loan. It
will probably be a much faster, easier process than getting a traditional loan,
which may not be available to you in the first place if you have credit problems
or want a small loan.
So, a car title loan can be a
great tool to pay your taxes and you’ll usually keep your vehicle in the process!
Monday, April 2, 2012
Lending News Update: Keep Food on the table with a Car Title Loan
Lending News Update: Keep Food on the table with a Car Title Loan: Times are tough for many Americans. In fact, here in California, we have the second worst unemployment rate in the nation. According to ...
Lending News Update: Keep Food on the table with a Car Title Loan
Lending News Update: Keep Food on the table with a Car Title Loan: Times are tough for many Americans. In fact, here in California, we have the second worst unemployment rate in the nation. According to ...
Keep Food on the table with a Car Title Loan
Times are tough for many Americans. In fact, here in California, we have the second worst unemployment rate in the nation. According to the Bureau of Labor Statistics, the unemployment rate in California is 11.1 percent, meaning that over 1 in 10 Californians who are seeking work cannot find it.
With it being tough to find a job these days, you may be strapped for cash. Unemployment compensation will only get you so far if you even qualify for it in the first place. Your savings will bleed fast if you don’t have any income coming in. Thus, it may be difficult to keep food on the table. However, the news isn’t all bad, as you may have a source of income sitting just outside your home.
A Car Title Loan Can Help
Do you own a vehicle? If so, you may have just found your ticket to some money.
A car title loan is a loan against your vehicle. If you own your vehicle outright – meaning that there are no payments left to be made – then a car title lender will probably work with you to offer the cash that you need.
How Much Cash Can I Get?
The amount of cash that you can get will be based on the value of your vehicle. The lender may consider factors such as the make, model, mileage, year and/or condition of the vehicle to determine it’s value. Then, the offer that they come up with will be based on a percentage of the vehicle’s value. In fact, at Car Cash Loans, they offer up to 50 percent of the vehicle’s value and may go even higher in some cases.
Is There a Minimum Loan That I Have to Take?
If you are just looking for enough money to keep food on the table until you find a new job or increase your income, you may want to avoid taking a loan for more than you need. Luckily, with a car title loan, you can often get just a few hundred dollars – enough to keep food on the table while not going overboard. At Car Cash Loans, you may get as little as $500.
Based on statistics from the Bureau of Labor Statistics, the average American household spends just under $70 per week on groceries. With a $500 title loan, you could buy over 7 weeks worth of groceries, giving you plenty of time to find a new job or build your income. Of course, you may be able to get more than $500, so there is the flexibility to borrow more money to meet your financial needs.
Will My Credit Be Checked?
If you’re having financial problems, you may also have credit problems. While that is never a fun situation, it won’t hurt you when trying to get a car title loan.
At Car Cash Loans, they’ll never check your credit. Instead, they’ll generally do a minimal income verification to make sure that you have the ability to repay the loan. That’s not so bad, as you probably want to be sure that you can repay the loan before taking it, as well. Also, your vehicle will act as collateral for your loan, so they don’t need to do a credit check.
How Long Will I Have to Wait?
If you cannot afford groceries, you may not have much time to wait. You’re probably thinking that you’ll have to wait days for a loan, as you would with many banks.
Luckily, you won’t have to wait forever for a car title loan. Car Cash Loans will generally have you in and out in around an hour. They usually won’t take up much of your day and you’ll typically walk out with the cash you need in a relatively short time frame. That doesn’t sound so bad, does it?
Saturday, March 31, 2012
Lending News Update: No Credit Check!!!
Lending News Update: No Credit Check!!!: Call me if you need quick cash (951) 251-4663
Thursday, March 29, 2012
Lending News Update: Not Earning Enough Income? A Car Title Loan Can He...
Lending News Update: Not Earning Enough Income? A Car Title Loan Can He...: Having a job doesn’t always mean that you make enough income. Sure, you have some money coming in, but it may not stretch far enough to make...
Not Earning Enough Income? A Car Title Loan Can Help
Having a job doesn’t always mean that you make enough income. Sure, you have some money coming in, but it may not stretch far enough to make ends meet. So, you may have fallen behind on your expenses, meaning that you’ll have to come up with more money to pay for basic necessities.
According to the Department of Labor, the minimum wage here in California is $8. If you work 40 hours per week, that comes out to approximately $1,280 per month – and that’s before taxes. After taxes, you may end up taking home a few hundred dollars less than that. That may be just fine if you live in a rural area, but it won’t get you very far in Los Angeles, where the median rent is $1,049, according to CityData.com. Rent alone would eat up all of your take-home pay.
Of course, if you’re not bringing in enough money, the long-term solution is to cut back on expenses and/or bring in more income. However, in the short-term, you’ll have to find a quick source of cash to stay afloat until you are able to work out a long-term plan. What can you do?
Consider a Car Title Loan
If you own a vehicle, you may be able to borrow money against it. In fact, Car Cash Loans offers loans for as little as $500 and goes all the way up to $50,000, giving you flexibility in your borrowing needs.
To illustrate this, let’s consider an example. Suppose that you own a 2005 Ford Mustang that is in good condition. According to Kelly Blue Book, the value of this vehicle is $10,116.
If you go to Car Cash Loans, they may offer you a loan based on a percentage of the value of your vehicle. Assuming that they value your vehicle with about the same amount as Kelly Blue Book, you could get a loan of up to $5,058, which is 50 percent of the vehicle‘s value. Based on data from the US Census Bureau, that’s more than 2 months worth of income for a typical American – enough to hold most people over until more money comes in.
You could also go with a much lower amount. As mentioned, Car Cash Loans offers loans starting at just $500, so you don’t have to take out more than you need.
How Can I Get a Car Title Loan?
If you possess the title to your vehicle, you are well on your way to securing a car title loan.
Car Cash Loans won’t check your credit. You could have the worst credit on Earth or a perfect credit score – it won’t matter.
Also, you’ll only have to go through a minimal income verification process to make sure that you can pay your loan back on time. That’s only fair, as I don’t know anyone who would want to lend money and not be paid back.
There isn’t much more to it. It’s a much more customer-friendly process than most banks offer. How Long Will it Take to Get a Car Title Loan? If you’ve ever borrowed from a bank, you’re probably used to haggling with a banker and waiting days or weeks for a decision. That’s typically not the case with a car title lender, as they usually offer much faster service.
At Car Cash Loans, you’ll generally be in and out in around an hour. That includes filling out paperwork and getting your cash – not just walking away with the hopes of getting cash in a few days. So, you’ll usually complete the entire process without spending much time on it. Where else can you get a loan so quickly?
According to the Department of Labor, the minimum wage here in California is $8. If you work 40 hours per week, that comes out to approximately $1,280 per month – and that’s before taxes. After taxes, you may end up taking home a few hundred dollars less than that. That may be just fine if you live in a rural area, but it won’t get you very far in Los Angeles, where the median rent is $1,049, according to CityData.com. Rent alone would eat up all of your take-home pay.
Of course, if you’re not bringing in enough money, the long-term solution is to cut back on expenses and/or bring in more income. However, in the short-term, you’ll have to find a quick source of cash to stay afloat until you are able to work out a long-term plan. What can you do?
Consider a Car Title Loan
If you own a vehicle, you may be able to borrow money against it. In fact, Car Cash Loans offers loans for as little as $500 and goes all the way up to $50,000, giving you flexibility in your borrowing needs.
To illustrate this, let’s consider an example. Suppose that you own a 2005 Ford Mustang that is in good condition. According to Kelly Blue Book, the value of this vehicle is $10,116.
If you go to Car Cash Loans, they may offer you a loan based on a percentage of the value of your vehicle. Assuming that they value your vehicle with about the same amount as Kelly Blue Book, you could get a loan of up to $5,058, which is 50 percent of the vehicle‘s value. Based on data from the US Census Bureau, that’s more than 2 months worth of income for a typical American – enough to hold most people over until more money comes in.
You could also go with a much lower amount. As mentioned, Car Cash Loans offers loans starting at just $500, so you don’t have to take out more than you need.
How Can I Get a Car Title Loan?
If you possess the title to your vehicle, you are well on your way to securing a car title loan.
Car Cash Loans won’t check your credit. You could have the worst credit on Earth or a perfect credit score – it won’t matter.
Also, you’ll only have to go through a minimal income verification process to make sure that you can pay your loan back on time. That’s only fair, as I don’t know anyone who would want to lend money and not be paid back.
There isn’t much more to it. It’s a much more customer-friendly process than most banks offer. How Long Will it Take to Get a Car Title Loan? If you’ve ever borrowed from a bank, you’re probably used to haggling with a banker and waiting days or weeks for a decision. That’s typically not the case with a car title lender, as they usually offer much faster service.
At Car Cash Loans, you’ll generally be in and out in around an hour. That includes filling out paperwork and getting your cash – not just walking away with the hopes of getting cash in a few days. So, you’ll usually complete the entire process without spending much time on it. Where else can you get a loan so quickly?
Sunday, March 25, 2012
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