Saturday, March 31, 2012
Lending News Update: No Credit Check!!!
Lending News Update: No Credit Check!!!: Call me if you need quick cash (951) 251-4663
Thursday, March 29, 2012
Lending News Update: Not Earning Enough Income? A Car Title Loan Can He...
Lending News Update: Not Earning Enough Income? A Car Title Loan Can He...: Having a job doesn’t always mean that you make enough income. Sure, you have some money coming in, but it may not stretch far enough to make...
Not Earning Enough Income? A Car Title Loan Can Help
Having a job doesn’t always mean that you make enough income. Sure, you have some money coming in, but it may not stretch far enough to make ends meet. So, you may have fallen behind on your expenses, meaning that you’ll have to come up with more money to pay for basic necessities.
According to the Department of Labor, the minimum wage here in California is $8. If you work 40 hours per week, that comes out to approximately $1,280 per month – and that’s before taxes. After taxes, you may end up taking home a few hundred dollars less than that. That may be just fine if you live in a rural area, but it won’t get you very far in Los Angeles, where the median rent is $1,049, according to CityData.com. Rent alone would eat up all of your take-home pay.
Of course, if you’re not bringing in enough money, the long-term solution is to cut back on expenses and/or bring in more income. However, in the short-term, you’ll have to find a quick source of cash to stay afloat until you are able to work out a long-term plan. What can you do?
Consider a Car Title Loan
If you own a vehicle, you may be able to borrow money against it. In fact, Car Cash Loans offers loans for as little as $500 and goes all the way up to $50,000, giving you flexibility in your borrowing needs.
To illustrate this, let’s consider an example. Suppose that you own a 2005 Ford Mustang that is in good condition. According to Kelly Blue Book, the value of this vehicle is $10,116.
If you go to Car Cash Loans, they may offer you a loan based on a percentage of the value of your vehicle. Assuming that they value your vehicle with about the same amount as Kelly Blue Book, you could get a loan of up to $5,058, which is 50 percent of the vehicle‘s value. Based on data from the US Census Bureau, that’s more than 2 months worth of income for a typical American – enough to hold most people over until more money comes in.
You could also go with a much lower amount. As mentioned, Car Cash Loans offers loans starting at just $500, so you don’t have to take out more than you need.
How Can I Get a Car Title Loan?
If you possess the title to your vehicle, you are well on your way to securing a car title loan.
Car Cash Loans won’t check your credit. You could have the worst credit on Earth or a perfect credit score – it won’t matter.
Also, you’ll only have to go through a minimal income verification process to make sure that you can pay your loan back on time. That’s only fair, as I don’t know anyone who would want to lend money and not be paid back.
There isn’t much more to it. It’s a much more customer-friendly process than most banks offer. How Long Will it Take to Get a Car Title Loan? If you’ve ever borrowed from a bank, you’re probably used to haggling with a banker and waiting days or weeks for a decision. That’s typically not the case with a car title lender, as they usually offer much faster service.
At Car Cash Loans, you’ll generally be in and out in around an hour. That includes filling out paperwork and getting your cash – not just walking away with the hopes of getting cash in a few days. So, you’ll usually complete the entire process without spending much time on it. Where else can you get a loan so quickly?
According to the Department of Labor, the minimum wage here in California is $8. If you work 40 hours per week, that comes out to approximately $1,280 per month – and that’s before taxes. After taxes, you may end up taking home a few hundred dollars less than that. That may be just fine if you live in a rural area, but it won’t get you very far in Los Angeles, where the median rent is $1,049, according to CityData.com. Rent alone would eat up all of your take-home pay.
Of course, if you’re not bringing in enough money, the long-term solution is to cut back on expenses and/or bring in more income. However, in the short-term, you’ll have to find a quick source of cash to stay afloat until you are able to work out a long-term plan. What can you do?
Consider a Car Title Loan
If you own a vehicle, you may be able to borrow money against it. In fact, Car Cash Loans offers loans for as little as $500 and goes all the way up to $50,000, giving you flexibility in your borrowing needs.
To illustrate this, let’s consider an example. Suppose that you own a 2005 Ford Mustang that is in good condition. According to Kelly Blue Book, the value of this vehicle is $10,116.
If you go to Car Cash Loans, they may offer you a loan based on a percentage of the value of your vehicle. Assuming that they value your vehicle with about the same amount as Kelly Blue Book, you could get a loan of up to $5,058, which is 50 percent of the vehicle‘s value. Based on data from the US Census Bureau, that’s more than 2 months worth of income for a typical American – enough to hold most people over until more money comes in.
You could also go with a much lower amount. As mentioned, Car Cash Loans offers loans starting at just $500, so you don’t have to take out more than you need.
How Can I Get a Car Title Loan?
If you possess the title to your vehicle, you are well on your way to securing a car title loan.
Car Cash Loans won’t check your credit. You could have the worst credit on Earth or a perfect credit score – it won’t matter.
Also, you’ll only have to go through a minimal income verification process to make sure that you can pay your loan back on time. That’s only fair, as I don’t know anyone who would want to lend money and not be paid back.
There isn’t much more to it. It’s a much more customer-friendly process than most banks offer. How Long Will it Take to Get a Car Title Loan? If you’ve ever borrowed from a bank, you’re probably used to haggling with a banker and waiting days or weeks for a decision. That’s typically not the case with a car title lender, as they usually offer much faster service.
At Car Cash Loans, you’ll generally be in and out in around an hour. That includes filling out paperwork and getting your cash – not just walking away with the hopes of getting cash in a few days. So, you’ll usually complete the entire process without spending much time on it. Where else can you get a loan so quickly?
Sunday, March 25, 2012
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